Visitors to this web site are bound by the following legal Notes so please read these carefully before going on.
This web site has been developed as a service of HCAY and, despite our best efforts, the information contained within this web site may become out of date over time. Therefore, HCAY accepts no liability for the accuracy, completeness or use of, nor any liability to update, the information contained on this web site. Furthermore, HCAY is not liable for any action you may take as a result of relying on such information or advice or for any loss or damage suffered by you as a result of you taking this action.
This web site may include links to other external websites. These links are provided to help you find relevant web sites, services and/or products which may be of interest to you quickly and easily. However, it is your responsibility to decide whether any services and/or products available through any of these web sites are suitable for your purpose(s). HCAY is not responsible for the owners or operators of these web sites or for any goods or services they supply or for the content of their web sites and does not give or enter into any conditions, warranties or other terms or representations in relation to any of these.
HCAY does not accept any liability in relation to any of these owners or operators of externally linked web sites or for any goods or services they supply or for the content of their web sites (including any liability arising out of any claim that the content of any external web site to which this web site includes a link infringes the intellectual property rights of any third party).
• HCAY may change or update this web site at any time.
• HCAY may also make improvements and/or changes in the products and/or the programmes described in this information at any time without notice.
• HCAY reserves the right to terminate access to this web site at any time and without notice.
Terms and Conditions
This web site contains material that is protected by copyright and/or other intellectual property rights. Such material will be marked with the copyright symbol. All copyright and other intellectual property rights in this material are either owned by HCAY or have been licensed to HCAY by the owner(s) of those rights so that it can use this material as part of this web site.
This web site also contains HCAY 's trade mark, “HCAY”, the HCAY logo. All of these logos and the HCAY trade mark belong to HCAY. Such elements of the HCAY Web site are protected by trade dress, trademark, unfair competition, and other laws and may not be copied or imitated in whole or in part. Nothing contained herein shall be construed as conferring any license or right under any HCAY copyright.
HCAY hereby authorises you to access any part of the HCAY web site and copy materials published by HCAY on this web site for non-commercial use only, provided any copy of these materials which you make shall retain all HCAY copyright and other proprietary Notes and any disclaimer contained thereon and on this web site.
Unless HCAY has given specific written consent, you should not distribute, broadcast, alter or tamper with in any way or otherwise use any material contained in the web site except as set out under the above " HCAY hereby authorises you ..." section. These restrictions apply to all or any part of the material on the web site. Users must not remove any copyright, trade mark or other intellectual property Notes contained in the original material from any material copied or printed off from the web site. Users are welcome to bookmark or link to this web site; however, we would be grateful to hear from you first so that we can consider your request and arrange a reciprocal link, if appropriate.
Please email us: info@hcay.com with details of the URL(s) of the web page(s) from which you are proposing to link to this web site and the URL(s) of the web page(s) on this web site to which you are proposing to link.
Ultimately, it is our decision as to whether we agree to your request and we are under no obligation to do so.
Changes to Terms and Conditions
From time to time, HCAY may change the terms and conditions and legal Notes set out above. By browsing this web site you are accepting that you are bound by the current terms and conditions and legal Notes and so you should check these each time you revisit the site.
Data Protection
Personal details provided to HCAY through this web site will only be used in accordance with our privacy policy. Please read this carefully before going on. By providing your personal details to us you are consenting to its use in accordance with our privacy policy.
Complaints Procedure
If you have a question or complaint, please contact us at info@hcay.com
Jurisdiction

IN NO EVENT WILL HCAY BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS WEB SITE OR ON ANY OTHER HYPER LINKED WEB SITE INCLUDING, WITHOUT LIMITATION, ANY LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMMES OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.